At BuyTopCrypto we know it's a big and sometimes complex puzzle to create your optimal crypto portfolio. It's not as simple just selecting the top-10 coins and tokens based om marketcap. There are many factors you need to consider if you're serious about increasing opportunity, minimizing risk and creating a portfolio that matches your goals (and more).

The Basics

Let's start with an overview of basic ingredients to create a solid fundament to build your cryptocurrency portfolio on.



Coins over Tokens




Let's zoom in!

Now we know which ingredients we basically need to create a solid fundament to start a cryptocurrency portfolio we can start zooming on the different ingredients and what they offer you as investor.


It's of the uttermost importance to - at all times - do your own research. Not only to fact check and filter the fake news, but also to try and understand the underlying concepts of cryptocurrency, the blockchain technology, the markets, sentiments, etc. This will help in creating a portfolio that fits your goals and monitoring same.


Never bet on one horse. The same certainly counts when creating a cryptocurrency portfolio. It's good to spread the odds - thus increase opportunities and minimize risks - over 5, 6 or 7 coins and tokens. When diversifying it's good to keep your goal - and timeframe of reaching that goal - in mind, plus the amount of risk you want to take.

Buy Coins

It's of the uttermost importance to - at all times - do your own research. Not only to fact check and filter the fake news, but also to try and understand the underlying concepts of cryptocurrency, the blockchain technology, the markets, sentiments, etc. This will help in creating a portfolio that fits your goals and monitoring same.


You can have the very best coins and tokens listed to purchase, and/or have a killer portfolio that will "go the moon" soon, but what about security? Are your cryptocurrency in your full control? Make sure you withdraw your crypto from the exchange as soon as you buy them and store them on a safe (offline) device.


The trend is your friend. Just like regular stock markets there are bullish (upwards) and bearish (downwards) trends in crypto. These trends can take up to 2-3 years to shift. It's a waiting game, but can pay off if you're patient enough. If you're looking to make a quick buck daytrading is "the game", which is very risky and requires a lot of your attention daily. 


Most investors will have a goal to make money; as much as possible. Sky is the limit, however it's more reasonable to set goals and take profits according. Everyone would like a guaranteed 5000% ROI. Fact is most forget to take profits when the market is up, and end up losing money in panic selling. Don't be greedy, be sensible and set goals. 

Starting your cryptocurrency adventure

It's great to be part of a revolution with the opportunity to make profit through your investment, but doing it right is an absolute art.

Let's start with a history lesson, a short one though - because we have a lot to discuss.

A lot of people have heard about Bitcoin (BTC) by now. However, prior to the release of Bitcoin there were a number of digital cash technologies. First of all the issuer based ecash protocols by David Chaum and Stefan Brands. Adam Back developed hashcash, a proof-of-work scheme for spam control. The first proposals for distributed digital scarcity based cryptocurrencies were Wei Dai's b-money and Nick Szabo's bit gold. Hal Finney developed reusable proof of work (RPOW) using hashcash as its proof of work algorithm.  

As you've probably noticed it's becoming technical very quickly ... we at BuyTopCrypto understand you don't have time for this. Let's skip the technical information and dive right into some do's and don'ts for creating your crypto portfolio!

Do's and don'ts
Based on the assumption you wanted to invest in crypto in the first place.

Do invest in coins. Coins have an own independent blockchain and network, thus are already in MainNet. Meaning they have an own working product and platform with most probably smart contracts, the option for developers to create dApps (decentralized applications) on the blockchain and the option for developers to create their own tokens on the blockchain. Examples of coins with an own platform are Ethereum, Cardano, NEO and Auxilium. 

Don't invest in tokens (as a beginning investor). Tokens don't have an own platform, thus rely on another network to excist. There are exceptions of tokens who are working towards their own MainNet, but 99,9% of the time this doesn't happen. Unfortunately a lot of the token project teams won't be able to keep to their promises. Buying into a token naturally comes with more risks.

The further content of this article is premium content including:
- Full list of do's and don'ts;
- Our professional top-10 coin review;
- Crypto exchange insights;
- Guidelines of maintaining your portfolio;
- And more.


Example of a portfolio

There are thousands of cryptocurrency projects. All claiming to be the best, to be the next Bitcoin. However, the truth is 99% of all cryptocurrencies are not worth your investment. The remaining 1% - which is still around 60 cryptocurrencies - could be interesting depending on your investment strategy and the timeframe you set for the investment to show returns. It's always a good idea to do your research and create a diversified cryptocurrency portfolio consisting of 5 - 7 coins and/or tokens. This is a basic example of such portfolio.

Rank: 1
$11,330.89 -0.54%(24H Vol)
24H Chart
Rank: 9
$0.103 -3.27%(24H Vol)
24H Chart
Rank: 843
$0.0094 11.54%(24H Vol)
24H Chart
Rank: 22
$17.00 -0.82%(24H Vol)
24H Chart
Rank: 7
$10.61 -0.49%(24H Vol)
24H Chart
Kyber Network(KNC)
Rank: 68
$0.910 -3.31%(24H Vol)
24H Chart

Let us design your portfolio

We design customized cryptocurrency portfolio's for all our Premium Ultra members. That's one of many advantages of becoming a lifetime member . Read what Premium members have to say about our services.

Arthur F. - Premium Ultra member

Excellent service

As many I was interested in cryptocurrency. I wanted to explore the space beyond Bitcoin. Through the helpful content and support of BuyTopCrypto I've learned so much more than I could wish for. The team even hand-picked a perfect portfolio with 7 top crypto. Membership was worth every penny so far.

Emma Z. - Premium member

Amazing newsletter

I look forward receiving the weekly newsletter. It's one of the highlights of my week as crypto enthousiast. I especially enjoy reading the coin reviews. It has saved me a lot of time researching. Understand a lot more than before, but still learning, haha. Keep up the fantastic work!

Yu M. - Premium Plus member

Free crypto!

I was amazed when I read the features contained in the 'Premium Plus' membership. I thought it was to good to be true at first, but after two months of membership the only negative I can think of: I should've bought the Premium Ultra membership so I would've received more free coins.